Move across borders easily

Send and receive across borders, straight from your phone. Available in 180+ countries.

The cheapest way across borders

Send internationally using SEPA or ACH/Wire for as little as 1% fees.

HOW IT WORKS

Four steps from sign-up to first transfer

1

Sign up

A few minutes from your phone.

2

Verify your identity

A quick check. ID and a few personal details, about two minutes.

3

Deposit USD

By bank transfer in USD. Arrives as digital dollars only you control.

4

Move money globally

Send to any bank in 180+ countries. Or to any Sovra user, instantly and free. 24/7.

Questions about
transferring with Sovra

  • Choose who you're sending to, enter the amount, and confirm. The money reaches them in seconds, for free.

  • You've got a few options. You can send to any crypto wallet, which arrives in seconds and free of charge. Where cash is supported, you can send it to a cash partner for your recipient to collect in person. And where bank transfers are supported, you can send to an international bank account by SEPA, Wire or ACH, depending on where your recipient is.

  • In supported regions, the app gives you transfer details you can share. Anyone sending you money, whether your employer or your family, uses them like normal bank details, by SEPA, Wire or ACH. The transfer is converted into digital dollars and lands in your balance.

  • Sending to another Sovra user, or to a crypto wallet, takes seconds. Bank transfers are typically settled up to two days.

  • Sending to another Sovra user or to a crypto wallet is always free. Bank transfers follow partner pricing, usually 1% or less, and you'll see the exact fee before you confirm.